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Let not Retirement be a Concern – Plan from beforehand

March 27, 2012 by Scott "Q" Marcus

nest egg financial planning retirement

You’ll need financial security throughout your life.

However, the need increases more when you retire, since you lose the steady source of income you had till then. You might have intended to take a long vacation or set up a new business after retiring from your job. You might have planned to enjoy your life, relax and indulge in your hobbies.

Having debts might spoil your plans for retirement. Setting aside a particular portion of money, for debt repayments as per your debt management plan, will reduce the cash flow that you’ll need to turn your plans into action. It is advisable to plan early for your retirement, so that you don’t have to leave any of your wishes unfulfilled. The following tips might just be helpful as you start planning for retirement.

Tips for retirement planning

Your requirements don’t reduce after retirement. Only you’ll have more free time for your family as well as for those desires, which you might have neglected this long. So, why not make efforts yourself to lead a comfortable life after retirement? Make use of the following tips, and start building up funds from now onwards for your life, post-retirement. [Read more…]

Filed Under: Baby Boomers, goals, Guest Author, planning Tagged With: aging, budget, cash flow, debt management plan, debt repayments, debts, financial planning, financial security, income and expenditure, job, monthly mortgage payments, priorities, retirement tips

Accepting Things for How They Are

February 9, 2012 by Scott "Q" Marcus Leave a Comment

Self-Acceptance Affirmation

Accepting Situations as They Are

Life can be frustrating, there’s no two ways about it. When it is overwhelming and I feel like a hamster on a wheel, I am faced with only three choices:

  1. Quit the assignment, task, or job
  2. Change the assignment, task, or job to make it better for me
  3. Change my attitude to accept that I’ve made a choice to be here and I’m not willing (or able) to do anything else

 

Staying in a frustrating situation and ranting about it will not change it. It will also ruin my attitude, make me less productive, and possibly ruin my relationships (as well as possibly get me fired). Honor yourself for your willingness to persevere, take a deep breath, and be grateful for whatever you can.

My attitude is my own. Today I will choose to be accepting of my situation and be grateful for what I have.

[Read more…]

Filed Under: Affirmation, Gratitude, Happiness, mental health, Self Talk Tagged With: affirmation, affirmations, attitude, conflict, happiness, job, motivation, perfectionism, relationships, willingness

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